Terms of Service

These Terms of Service govern your use of Fintrack HK and its services. By accessing and using our website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you should not use our services. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting to our website.

Acceptance of Terms

Your use of our services constitutes your acceptance of these terms in their entirety. We provide financial organization tools and information resources for freelancers and self-employed individuals in Hong Kong. By using our platform, you acknowledge that you have read, understood, and agree to comply with all provisions outlined herein. Your continued use of our services following any changes to these terms signifies your acceptance of the updated conditions. We encourage you to review these terms periodically to stay informed of any modifications.

User Obligations

As a user of our services, you agree to use the platform responsibly and in compliance with all applicable Hong Kong laws and regulations. You are responsible for maintaining the confidentiality of your account information and for all activities conducted under your account. You must provide accurate and current information when registering and using our services. You agree not to engage in any unlawful activities, including but not limited to providing false financial information or attempting to circumvent any security measures. Additionally, you acknowledge that our tools are designed for record-keeping and organizational purposes to support your financial management practices.

Intellectual Property Rights

All content, features, and functionality available through our services, including but not limited to text, graphics, logos, and software, are the exclusive property of our organization or its content suppliers and are protected by international copyright and trademark laws. You are granted a limited, non-exclusive license to access and use our services for personal financial organization purposes. You may not reproduce, distribute, transmit, or display any content without our prior written permission. Any unauthorized use of our intellectual property is strictly prohibited and may result in legal action. Your use of the platform does not grant you ownership of any intellectual property rights therein.

Limitation of Liability

We provide our services on an “as-is” basis without warranties of any kind, either express or implied. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or inability to use them. Our total liability to you shall not exceed the amount you have paid for our services. While we strive to ensure accuracy in our tools for tracking business expenses and organizing financial records, we do not guarantee that all information will be error-free or complete. You use our services at your own risk, and we are not responsible for any financial decisions made based on information obtained through our platform.

Termination of Services

We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and with or without notice. Reasons for termination may include, but are not limited to, violation of these terms, unlawful conduct, or other conduct deemed inappropriate by our organization. Upon termination, your right to use our services will immediately cease. You remain responsible for any outstanding obligations incurred prior to termination. We may retain or delete your account information in accordance with our data retention policies. Your termination does not relieve you of any obligations or liabilities incurred while using our services.

We may update these Terms of Service at any time to reflect changes in our practices, technology, legal requirements, or other factors. Your continued use of our services following the posting of revised terms means you accept and agree to the changes. We recommend reviewing these terms regularly to ensure you remain informed of any updates.